💳 Cashback & Reward Cards in Switzerland

Earn money on your daily purchases through cashback.

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Strategy

How to earn CHF 500-1,500/year through cashback in Switzerland

Cashback is simple: you use a card or app that refunds a % of your spending. By combining multiple programs, an average Swiss person can recover CHF 500 to 1,500 per year.

Amex Blue Cash
American Express Switzerland
⭐ Top

The Amex Blue Cash card offers 1% cashback on all your purchases, with no annual fees. Up to CHF 100 opening bonus via our partner link.

1% cashback No fees 100 CHF bonus Lounge access
Cumulus Migros
Migros loyalty program
🛒 Suisse

Cumulus is Migros' loyalty program, Switzerland's largest retailer. Every purchase at Migros, Migros Online, Ex Libris, etc. earns points convertible to CHF.

1 pt / CHF dépensé 100 pts = 1 CHF AMEX Cumulus
Supercard Coop
Coop loyalty program
🏪 Suisse

The Coop Supercard works at Coop, Interdiscount, Microspot, Dipl. Ing. Fust and 70+ partners. Points convert directly to CHF at checkout.

1 pt / CHF 70+ partenaires Free
iGraal
E-commerce cashback
Online

iGraal is active in Switzerland and lets you earn 2-15% cashback at Booking, Amazon, Zalando, Nike and 2,000+ online stores. 1-click installation.

2-15% cashback 2000+ stores Chrome extension
Yuh Swisscoins
Banking cashback
🇨🇭

Yuh returns Swisscoins (Swiss crypto) on every payment. These Swisscoins can be exchanged for CHF, invested or used with partners.

Swisscoins Investment Swiss partners
Too Good To Go
Food waste reduction
🌱 Eco

Too Good To Go lets you buy "Magic Bags" (unsold food) for CHF 2-5 worth CHF 10-15. Very popular in Geneva, Lausanne, Zurich, Bern. Save 60-80% on meals.

-60-80% Everywhere in Switzerland Eco
🏆 Pro tip

The "Stack" strategy — Combine cashbacks

One Amazon purchase can generate 3 cashback sources simultaneously!

Example: CHF 200 purchase on Amazon via your phone
1
Go through iGraal
3% cashback
= CHF 6 back
2
Pay with Amex Blue
1% cashback
= CHF 2 back
3
Cumulus partner buy
0.1-1% via partner
= ~CHF 1
Total cashback on this CHF 200 purchase
9 CHF (4.5%)